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Mortgage Rates

United States 30 year fixed mortgage rates

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Rates displayed in Zillow Mortgage Marketplace rate charts and graphs are based on credit scores over 680, a loan-to-value of 80% or higher, a loan amount of $417,000 or less and do not include interest-only loans. Learn more about our rates.

  • National Rate: 5.47 % (volume: 1,000,000)
  • Local Rate: -- % (volume: )

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Mortgage rates remain stable at 4.76%

United States — Sunday, December 6, 2009

National mortgage rates on 30-year fixed mortgages remained stable at 4.76% on December 6, 2009, according to Zillow Mortgage Marketplace. As a comparison, state rates ranged from a low of 4.69% (MN) to a high of 5.42% (NM).

Compared to the week prior to December 6, 2009, the national 30-year mortgage rate is up 15 basis points from 4.61%. Compared to three months ago, the 30-year rate is down 27 basis points from its average rate of 5.03%.

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Featured Rates are based on loan type, down payment, and location selections made for a single family, primary residence. They are for consumers with a credit rating of 720 or higher and are valid for the date shown, but may change without notice. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.

If no state is selected, a national rate will be shown.

If a lender does not offer a national rate, a state rate may be shown next to the lender's name. For example, "Bank name (CA)".

4.688
4.226
3.755
4.625
4.125
3.625

 
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