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132k on a 130k home Need help refi non FHA, Freddie, Fannie

I have a first $118,745 @7.94%and a second $13,955 @9.34% for a total of $132,700. I am current and paying $1132 a month. My house is worth between $130k and $125k. I have nothing to put down on it
  • September 24 2012 - Parma Heights
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Answers (1)

If you are absolutely certain that you are not eligible for HARP (Fannie/Freddie), your only option is to contact your current lender and request a modification.  Please bear in mind when you call that they are under no obligation to do that.  You are really asking for a favor. 
  • September 25 2012
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