132k on a 130k home Need help refi non FHA, Freddie, FannieI have a first $118,745 @7.94%and a second $13,955 @9.34% for a total of $132,700. I am current and paying $1132 a month. My house is worth between $130k and $125k. I have nothing to put down on itSeptember 24 2012 - Parma Heights0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.