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$15,000 tax credit

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I see that the senate has added the $15,000 home buyers tax credit to the stimulus package for those who purchase a home this year. Does that mean within 12 months of the bill being signed? or by ded. 31st of this year? My quesion is We are considering building a house starting in Jan of 2010 at which time we would put down a deposit and sign a purchase
agreement, however, we won't close on the house until construction is finished probably Nov. of 2010. Wouldl we qualify for the tax credit?

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February 08 - Naples

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Jay Thompson, "PhoenixRealEstateGuy"
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Jay Thompson, "PhoenixRealEstateGuy"

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Kevin - probably not. As it currently stands, a home must be purchased by 12/31/2009. "Purchased" is generally meant to occur when the transaction closes. BUT, the Stimulus Bill has not been finalized yet. It still has to pass the Senate, then must go to a conference committee for the difference between the House and Senate versions to be reconciled. THEN it has to be voted on and THEN (assuming it passes) has to be signed by the President.

The current language could change before it gets out of the Senate, or in conference committee.

In other words, it's still in flux. Anything could happen so it's pointless to speculate on what it might be.

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