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I agree with others who recommend that you speak with your accountant or financial planner. A quick inquiry may not cost you for this advice. If you do not have one, you may want to consider paying for a one-time consultation. One response I haven't heard yet is that a 15 year mortgage has an even lower interest rate than the 30 year; not bad! My husband and I are in our mid 50s and the last payments for our mortgage will be about when we retire and do not need the interest deductions that we need today.
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For Sale: $219,000
For Sale: $329,900