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Answers (2)
- Kelly Lacey, "kellylacey"
- Contributions:797
Probably not. You'll need a minimum of 2 years from discharge and at least a 620 credit score. Some lenders will do FHA with less than that, but they will still need the 2 years from the Chapt. 7 unless it was filed due to extenuating circumstances (death of spouse, loss of job, etc.)
Make sure to start re-establishing credit ASAP and attain a copy of your credit report to make sure the items that were part of the bankruptcy are updated.
Make sure to start re-establishing credit ASAP and attain a copy of your credit report to make sure the items that were part of the bankruptcy are updated.
- Patrick Nolan, "Bucks County Banker"
- Contributions:239
No, you won't be able to. You must have two years from the discharge date of the bankruptcy for FHA financing.
1st time buyer just discharged from Chapter 7,score=584...can I get a $100,000 home w/$10,000 down?
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