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1st time home buyer- bad credit score

Hello,

What is the best way to start the home buying process while me credit score is bad, but getting fixed?
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April 03 2012 - Phoenix
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Answers (3)

The best way is to get with a reputable mortgage lender that will assist you in credit repair. Here in Phoenix, I have some I use that do it for free because they want your loan once it is approved. Contact a local agent like myself that can help you find a lender.
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April 03 2012
Find a reputable mortgage company that assists buyers with less than perfect credit. Many have programs available for free to get you on the path to buy. Contact a real estate agent in your area that can recommend a mortgage company that has a path to buy program.

Good luck.
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April 03 2012
Keep working on improving your credit.  Also save as much money as possible. Depending on your credit issues minimum FICO is 620 (middle score).  Also if you have filed BK, a short sale or foreclosure, then you have waiting times regardless of current score.  

Best of luck, 
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April 03 2012
 
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