Profile picture for user496058

1st time home buyer- bad credit score

Hello,

What is the best way to start the home buying process while me credit score is bad, but getting fixed?
  • April 03 2012 - Phoenix
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Answers (3)

Profile picture for Matt Hiatt
The best way is to get with a reputable mortgage lender that will assist you in credit repair. Here in Phoenix, I have some I use that do it for free because they want your loan once it is approved. Contact a local agent like myself that can help you find a lender.
  • April 03 2012
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Find a reputable mortgage company that assists buyers with less than perfect credit. Many have programs available for free to get you on the path to buy. Contact a real estate agent in your area that can recommend a mortgage company that has a path to buy program.

Good luck.
  • April 03 2012
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Keep working on improving your credit.  Also save as much money as possible. Depending on your credit issues minimum FICO is 620 (middle score).  Also if you have filed BK, a short sale or foreclosure, then you have waiting times regardless of current score.  

Best of luck, 
  • April 03 2012
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