2 Vets need a VA loan with spotty CreditOur salaries together is roughly 200k a year. We had a repayment plan with our mortgage years ago after I lost my job. We paid an extra $1,000 on top of mortgage for a year and finished that around 6-7 months ago. We have not been late on a single payment in the last 18 months. I think the repayment plan shows up as late payments on my credit report, but we were actually paying more than our mortgage. We have never used our VA loans and we are looking to buy a new home. We need to know if we qualify. December 26 2013 - Leesburg00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.