2 unit duplex and a 25% down requirement from the lender?I want to buy a house (that has an attached guesthouse) and use it as my primary residence. The problem is the listing is listed as "multi-unit duplex" not a single family home. The lender wants to force me to put 25% down instead of the 20% I was expecting.Is this typical or should I shop around for another lender? If I am going to live there and NEVER rent out the guesthouse, should they change their lending requirements for the down payment?Advice? ThanksFebruary 02 2011 - Carlsbad00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.