2 years tax returns, 1 year self employeedI've been in the same field for 10 years.Fico 7702012 63k (w2)2013 39k (w2) 44k(K1 biz income)House 348k, 5% down.The problem I've run into is that it seems banks can only count my w2 income towards the mortgage, because the self employment income is less than 2 years (per the new rules that took effect jan 10).If you can count my complete income for 2013 towards my DTI, please let me know.June 06 2014 - Nashville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.