203k LoanI have been paying out of pocket for repairs on home where the owner was going to allow me in stay in for free, but now she has offered to sell it to me for 40k, however it still needs approximately $20k in repairs. I had an independent appraisal and the home values at 115,100. Can anyone offer advice on whether or not I would likely qualify for a 203k loan with the following: Equifax FICO 692 Transunion FICO 701 Experian FAKO/PLUS 544 Current Job 1 1/2 years, but 6 years with previous employer No rental history for the last 7 years as moved back home for financial reasons No credit cards nor revolving accounts. Only have car note for last 3 years with only 2 lates in Aug n Sept 2010March 03 2012 - Rocky Point00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.