3 Year Mark after Short SaleI am coming up on my 3 year mark after my short sale and have good credit (my top score is currently a 738 with Experian, 720 on Equifax in the middle, and my lowest is a 719 with Trans Union (which really irritates me that is considered 'fair', but one more point is considered 'Good', hopefully that will come up soon. With those scores, can I expect to get the lowest mortgage rate or am I fooling myself? I really, really want to buy a house the minute I can get mortgage approval. When exactly should I try to get a mortgage, the day after my 3 year is up, a month after, can I try a week before? Should I go for a mortgage approval first? I don't even know how much of a mortgage I can get at this point but what I don't want to happen is find my dream house, get approval and then find out like some of the other people on this site, that when it gets to the underwriting process will not be approved. Any and all advice is certainly welcome, all I want is to own my own home again! July 31 2012 - Town of Plymouth00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.