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46% underwater & spouse making far less $ now. Should we walk if home is in my spouse's name only?
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zewlyweds
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I have a bankruptcy from 2000 and an unpaid private (not federal) student loan from 2005 for $50K on my credit with some other old credit card debt from 2005. I am current on all payments for the past three years with a current FICO of 641 and a good job. If we stop paying my spouse's current mortgage and save up 20% down, what would be the likelihood that I might qualify for a new mortgage in my name only?
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