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Home path is 3% down no MI. With the higher rate it's LPMI (lender paid mortgage insurance) as the higher rate pays for it.Something you should check into though is prepaying the mortgage insurance, this is called borrower paid single premium.At 95% LTV the MI rate should be approximately .9 -.95. If you pay approximatley 1.9% up front. That means there is no monthly mortgage insurance and the rate is the same as normal. If this is a purchase, have the seller pay it for you. Here's the link for radian which is a mortgage insurance provider, you can calculate it yourself.http://www.radian.biz/pag ... ateFinderIf this is a purchase you can also do a split premium with 3% down and mortgage insurance rate at .76, can't prepay the whole thing with that one though
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For Sale: $599,000
For Sale: $799,000
For Sale: $619,999