5% (no points) for 30 yr refi under HARP?Is this a good rate? I see the average rate is around 4.75 in WA. But does using HARP force me to go to a higher rate?I have around 800 credit score. and 90%ltvMay 19 2009 - Renton00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.