5 yrs ago we refied-now its upsidown-we have only fair credit.. no income change whats our options?smarter to just wait it out .. or try to refi or something? not interested in moving.November 04 2009 - Ontario00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.