588 credit score. 38,000 income plus 10,000 part time job which reports as non profit. single mom fi588, 586, credit score. 38,000 income plus 8,000 part time job which reports as non profit1 year (credit union says it won't count until 2 years). single mom. first time homebuyer. Looking to buy between August and October. What are my chances of qualifying for an fha loan for 120,000? Paid off all debt except car. I still owe 10,000 on a 17,000 loan for car. What else can I do to raise credit score?March 16 2009 - Miami00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.