Profile picture for user7070932

620 mid score 1st time buyer in NJ - I can't find a lender!

I am attempting to be a 1st time home buyer in Trenton (50k). My mid credit score is 620. I've worked for the same company for almost 3 years at 30k. I have 3.5% (or more if needed) for the down payment and closing fees, inspection, etc. No car note, all collections debt (less than 4k) have been paid off for over a year & just got my 1st credit card (& I'm over 40), zero credit history according to my bank. I am a veteran that is elig for the VA guarantee program.

I can not find a lender that is willing to work with me anywhere! Please help!!
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 21 2013 - West End
We think we've answered this question for you!
 
 

Replies (5)

[contact removed by Zillow due to self promotion.  Please refer to our Good Neighbor Policy for more details.]
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 21 2013
Hello,

I can do financing with a 620 credit score.  contact me through my profile to discuss your situation in detail.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 21 2013
Where are you looking to buy. I am located in Bergen County in New Jersey.
Kathleen
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 21 2013
You absolutely have options available. I work with a large network of lenders who can accomodate your specific scenario. I'd really like to help with your first home purchase. Please contact me at your earliest convenience so we may go over all the details and get the ball rolling. My contact information can be found in my profile; I look forward to helping!


Kindest regards,


Paul Marzolla
Loan Officer
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 21 2013
You shouldn't be having any trouble finding a lender with a 620 credit score, regardless of where you live. 620 is not a great score, but it by no means disqualifies you from getting a loan. Just be aware that there are other factors besides just your credit score that go into obtaining a loan. 
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 21 2013
 
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
Related Discussions
620 mid score 1st time buyer in NJ - I can't find a lender!
Profile picture for Jeff Connor
Latest reply by Jeff Connor
February 21 2013 | 5 answers
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 612-616 Riverside Ave, Trenton, NJ Home For Sale
    612-616 Riverside Ave, Trenton, NJ 08618

     For Sale: $94,500

    • Beds: 3
    • Sqft: 2104
    • Baths: 2.0
    • Lot: 7800
  2. 23 Atterbury Ave, Trenton, NJ Home For Sale
    23 Atterbury Ave, Trenton, NJ 08618

     For Sale: $30,000

    • Beds: 4
    • Sqft: 2966
    • Baths: 2.0
    • Lot: 4356
  3. 944 Edgewood Ave, Trenton, NJ Home For Sale
    944 Edgewood Ave, Trenton, NJ 08618

     For Sale: $189,900

    • Beds: 5
    • Sqft: 2128
    • Baths: 1.5
    • Lot: 7701