622My creditkeeper said I can add 24 points by paying down my credit cards,how quickly does that show and does it go on all three credit reports?Would that be enough for a mortgage?My scores are 579.592 and 622June 23 2011 - Framingham00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.