629 FICO, Can I buy a home?I want to be really up front to see if there is anyone that can help me. My family wants to be in our new home before school starts in August. Within the next 2 months I am going to pay off all credit card debt, hoping to increase my score.We currently own a home, so we are not first time home buyers. We will hopefully sell our home for $30,00 over what we paid as this is in line with the comps. We will use a large amount of that towards our down payment, but that money will not be available until our home closes. Our income is about $90,000 a year and would like to purchase a home for $165,000 or less. My husbands FICO is higher than mine, when I pulled it last year it was a 662. Can we even buy a home? If so can you help? April 04 2014 - Stockbridge00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.