650 middle, $66k income, 9% debt to income ratio. Can I qualify, with a recent layoff?I had some credit problems while in school, but haven't had a late payment in over 5 years. No open lines of revolving credit and no desire to get one. I was looking at qualifying 2 years ago and was told to wait for my credit score to improve. I was laid-off 17 months ago and out of work for 5 months. No late payments during my lay-off. 4 years at my previous employer and 1 at my current, both in the same line of work. Current position required relocation. Looking to spend $60-80k. $20k down. My main worry is the 5 months without employment. Am I stuck in limbo for another year?June 22 2012 - Cincinnati00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.