70% LTV when combine 1st and HELOC?Appraisal came in high enough to provide better than 80% LTV on a combined 1st of $385K and HELOC of $177K but above 70% LTV.Bank said since HELOC is a type of cash-out, max LTV is 70% - logic in this? Bank holds both loans, WA State and want to roll both into one loan...Thank in advance.(Seattle area)September 19 2010 - Candelaria Arenas00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.