800+ scores, jumbo mortgage...maybe. 95% LTV w/ subordinated?Basically, I'm looking at houses, but we have a limited budget due to the lack of equity in our current house. does anyone do 95% LTV above 417K anymore? We have near-flawless credit, we've never missed a payment on our house (or anything) even through unemployment during the downturn, but I was hoping, best-case scenario, to get a loan under the jumbo limits, no PMI, do my own escrow, then lump the rest, up to a 550K loan, or so, in a piggyback loan up to 95% LTV. OR, I'll gladly just use an escrow if we can get a loan like this.OR, depending on the rates, just do 80% as a jumbo, then 15% piggyback for the rest, if that makes more sense. Basically, avoiding PMI is #1 in my book, especially if it means getting a second mortgage that I can pay off sooner and free up some $ monthly down the line.July 07 2014 - Naperville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.