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90% LTV for Jumbo?

High earner with excellent credit seeking a jumbo loan @ 90% LTV for house in San Bernardino County, CA. Looking to finance approximately $900,000 to $1,000,000. Not a first time buyer. Any suggestions?
  • January 10 2011 - US
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Answers (5)

I offer a true 90% Jumbo mortgage product up to 90% Loan to Value.  Minimum credit score is 680.  This product comes with Mortgage Insurance and the fixed rates are in the low 4`s.

Message me if I can help

Ryan
  • April 09 2014
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Yes, we are doing many 90% financing for purchase and refinances, with no PMI, with the structure of 80% 1st, 10% 2nd, 10% down or equity. 
We are a porfolio lender and do both the 1st and the 2nd loans using the same documentation.
For the 1st, you can choose:  30 or 15 year fixed; 3/1, 5/1, 7/1, 10/1 ARMS; or interest-only 5/1 or 30 year fixed (interest only first 10 years.)  No required impounds.
For the 2nd, choose either an interest-only HELOC or a 15 year fixed.  There are no points, no fees, no prepay penalty on the 2nds.
Limit is price or appraised value up to $1,250,000.
DTI can be over 43% to 60% using our formula of residual income and reserves.
  • April 08 2014
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Hi...this option is available so long as your debt to income ratio is under 43% and you have a 720+ credit score.  The typical loan terms are ARMs however, 30 year fixed loans are available.  Would you like me to put together an estimate?  
  • April 07 2014
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  • April 07 2014
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BBVA Compass offers the program listed below.  They will finance $1,000,000.00 with no money down.  This program is only open to select professions.

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  • January 11 2011
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