91% LTV refi optionsAre there any lenders that will offer a refi for a home that is at 91% LTV?I dont qualify for HARP, have a 1st and 2nd and my home is appraised for less than what I owe. Would like to refi the 2 mortgages for a lower rate. I paye 5.25on 1st and about 6.25 on 2nd.February 22 2012 - Wood Ridge00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.