95% LTV Refinance QuestionI have three products with Wells Fargo, but they will not consolidate or refinance due to the high LTV. I have a primary mortgage of $356,000, a fixed equity loan of $95,000, and an equity line of credit for $20,000. Total = $470,000. My current home value is $495,000 (low estimate). Are there any products to refinance all the loans into one 15 year fixed for a competitive interest rate?March 24 2012 - Toms River0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.