A LOT OF EQUITY BUT CAN'T GET A LOAN!Obviously, my credit needs repaired which is one of the reasons I'm looking for a loan. My house is valued at $200,000...I'm interested in borrowing $75,000. There are no mortgages or other loans on the property. We didn't originally finance the house it was a cash deal so I can't even go back to the bank and ask to refinance the house when there is no payment history and now that my credit stinks they'll never okay a loan anyway. Can anyone offer any suggestions? Does anyone know of a company that lends when your credit is bad?December 09 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.