A Tier Credit 20 percent down buying under qualifiacations an dhave cash for repairsWe have A tier credit and I am a heqalthcare professional with a longterm government job and we have 20 perecnt down and cash to do our ownn repairs. A few years ago we would have been fought over by mtg companies LOL. Does anyone know of a national company which would have a fixed rate product for someone in our situation.We have found a home thta a man from another state bought and tore out the kitch and baths to redo as a retirement home and passed away before he had finished. Short of an FHA 203k are there any other financing options for us? We would be willing to use someone from Zillow who is with a company that can underwrite in a distant state. October 15 2011 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.