APR's for FHA and PMI CalculationJust needed some information as to what fees are included in the APR .I have locked my 30 year FHA at 5.000 but the APR is 5.7,which seemed a lot.When I asked my lender,he said APR is high as it included Prepaids,UFMI ,PMI and Origination.Just wanted to know if that was right.Also,needed to know how PMI is calculated.My loan amount is $ 330,000 including UFMI but my PMI is around 150.However another friend of mine got a loan for # 340,000 but his PMI is $ 140 only.So do I need to ask my lender if I am being over charged?October 15 2009 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.