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Affordable Real Estate Are you still writing those checks to your landlord every month to keep a roof over your head, but not accumulating any home equity? If you are still renting because you think you still need a fortune to get into your own home, you should investigate today's real estate market. Interest rates are still relatively low, which means that mortgage loans are affordable, with payments potentially in the range of your current monthly rent. Qualifying for a loan was never easier, especially since lenders have increased in large numbers and are competing for your business. Even if you couldn't qualify to buy a home just a few years ago, you may be able to qualify today. There are a number of government programs and mortgage packages which require small down payments, in the three to five percent range--and that is not even talking about the tax advantages! Think about it the next time you write a rent check.
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Every time I write a rent check, I think about how the house has lost about five times that amount in just a month, and how smart renting can be.
Oh, and if you couldn't qualify for a loan a few years ago when ANYBODY could qualify for a no-doc cash-out option arm loan, then pigs will fly before you are approved today. Even incarcerated inmates could buy a few years ago.
and that is not even talking about the tax advantages!
I bought a house in July and still think this post is dumb. Hooray for tax advantages! There's nothing like spending a dollar in interest to get 25 cents back. Oh yeah, I have to pay property taxes too. What? I have to maintain the place too?
The main reason someone other than an investor should buy a house is because they want to own a house! There are many advantages and disadvantages to owning that should need to be considered.
What is going on today??? Is it April 1st?
i just check out your 25 listings that you have had for months and i must say they looked tired.
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