After receiving a pre-qual letter, getting the clear to find a home bidding on a home and winning...the lender just came back and said that the underwriter denied us! Reason being was that my husband has a BK and has had lates and charges off since (none of which are kless than about 1 yr and a half old maybe even more) the other reason was that we have too many NFS fees on both of our bank accounts (this is absurd! We have absolutely none on our Chase account and only ONE on our 3 month old Wachovia account we opened to transfer banks as we have no Chase branches near us here in the Carolinas! The NSF fee was a complete mistake on our part and I know for a fact we have not had any NSF fees in our Chase account for the past 6 months!!!! What can we do? We have the house of our dreams and the lender lead us on saying all was fine and took our money then just dropped this unexpecting bomb!! What can we do if anything????? Can we get our application fee back? HELP please!!!! We have had nothing but problems with the lender to begin with...were we asking for this? Credit scores are 587 622 627 and I have 4 accounts in good standing, never late and paid down (one current car loan, one car loan paid off, two credi cards) :-( Thank youJune 22 2011 - Raleigh0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.