Agent's preferred lender and general mortgage issuesI am a first time home buyer and I just got in touch with a real estate agent that I like. Shortly after meeting them, they had a senior loan associate from a local thrift savings bank to contact me about getting pre-approved. When I asked what the rates were, he remarked that they were competitive with the big 6 banks, but nevertheless, I didn't feel comfortable with this. A couple of questions, but please, don't restrict your response... 1) Is it typical for an agent to work with a banker? It seems sort of rushed how they want to get this done.2) Does this come at the expense of the buyer?3) Does it seem weird how the mortgage broker hasn't given me any information about the loan, but he wants me to give him my SSN and DOB to get approved for a loan?4) Because this banker and the agent work together, should I expect them to "sweeten" the deal for me at all? It seems like they have a working relationship...5) Should you only be pre-approved by one bank?Honestly, I don't know where to begin with the loan... It sounds like you don't know what kind of mortgage you're getting into until they actually run your credit.Thank you for ANY help... You have no idea.May 15 2009 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.