- Find a Real Estate Professional
- Realtors®
- Mortgage Lenders
- Home Improvement Pros
- Other Real Estate Services
- Review an Agent, Lender or Pro
- Marketing on Zillow
- Real Estate Agent Advertising
- Join the Professional Directory
- Popular
- Real Estate Market Reports
- More
Answers (12)
- inrockies
- Contributions:1
I just finished a refinance with AIM loan. They charged $395 up front for appraisal. I was apprehensive to do business with based on all the negative reviews, but, it worked out fine. There were a few bumps in the road, but, if you have all your ducks in a row: Equity in your house, debt to income ratio, good credit report, able to show work income. etc...you can get a great rate with them. I am at 3.25 with no points. They had to extend the lock rate for 10 days and wanted to charge me price points, but I submitted a complaint through there website and they extended for free. I would recommend them if you have no unusual circumstances to contend with.
- user0680988
- Contributions:1
I have financed one loan with them and think that I got the best possible loan available
- user3187836
- Contributions:1
''How would you rate Aim Loan?''
Would have to say I would rate them ZERO.
Follow through- Pretty much non existent
Knowledgable-? Nope
Responsiveness-? At first, sure. After they got their 'deposit', not at all.
Would have to say I would rate them ZERO.
Follow through- Pretty much non existent
Knowledgable-? Nope
Responsiveness-? At first, sure. After they got their 'deposit', not at all.
- user995237
- Contributions:1
I have financed 3 loans with them and extremely happy. Their APRs have been the lowest or very close to the lowest I could find. Their simplicity of operation helps the bottom line. Some times big companies liek BofA , Wells, Chase etc have bells and whistles you don;t need or in other words there is a trade off in the price you pay for it.
I have all round experience all 3 times with them and highly recommend.
Loan Depot is another company that seems to have very competetive rates too.
- user4513093
- Contributions:1
I'm refinancing with AimLoan right now. The appraisal is done and I just received the estimated closing costs (not the initial GFE but the more accurate estimate). All we need to do now is choose the closing date. I got 3.375% for a 15 year loan, an excellent rate for a condo. I have absolutely nothing bad and everything good to say about the process thus far. I haven't seen the bad reviews but I wonder if those people had complications, poor credit scores or problems with documentation or appraisals that came in too low. I have no complications, that might be why the process has been absolutely smooth for me, at least so far. I'll write an update when I'm all done.
- DavidAnderson2
- Contributions:2
I actually made an appointment, drove down to Aim Loan; and
checked out their operation. I had talked to Linda Jensen, Senior
Loan Consultant on phone, and asked to see her at San Diego
headquarters. Linda squeezed me in between her end of day
(5 minutes) and a company meeting. I was impressed with their
operation (several hundred employee's); and I could see they were
hiring more. I told Ms Jensen to cash my check for Appraisal, and
go with Aim. Well this was the last I heard from Ms Jensen. She assigned
my loan to Jessica Linder. Jessica worked with me, hourly day by day
until she had everything needed for First American Title. The entire
proceess took about two weeks. Aim Loan did everything they said
they would. My new Loan is 30 year fixed, at 3.75%. The old Loan
was a Freddie Mac (which no one wanted to touch); with B of A.
Therefore, Aim Loan and Jessica Linder; score an A+
- sunnyview
- Contributions:25169
How many points did you pay with Aim?
- user424586
- Contributions:2
I've used Aimloan.com twice for refinancing my home mortgage as rates decreased. I was very happy with the service I received. We closed on time, my loan processor kept in constant contact with me, and I only had to deal with one person.
- shapiroamg
- Contributions:3058
- Marvin Collier, "MarvinCollierJr"
- Contributions:74
You might want to consider going to a loan officer reffered to you from someone you trust. RFEIing consider the HARP propgram
http://www.fhfa.gov/webfiles/22721/HARP_release_102411_Final.pdf
http://www.fhfa.gov/webfiles/22721/HARP_release_102411_Final.pdf
- Cory La Scala, "San Diego CA Realtor"
- Contributions:419
Hi David, The best way to find lenders is to contact several and compare fees. Interest rates change several times a day, so anyone can quote low rates. Plus, lenders know you don't know anything about mortgages when you shop interest rates. Shop their fees. Ask each lender for a GFE, a Good Faith Estimate, for the same purchase price, property type, interest rate, points paid and loan type. This way you're comparing apples to apples with each lender. You can compare interest rates too, but what you get one day may be different when you go to lock. You'll find most lenders to be competitive when it comes to rate, but you'll see a difference with fees. Please let me know if you have any other questions. Warm Regards, Cory
- Dave Skow, "daveskow"
- Contributions:1107
you seem to have answered your own question with " I went on line, and was surprised by their negative reviews"
Aim Loan: How would you rate them?Their rates, etc seem to good to be true
web site. I had already had an appraisal ($300); and received a Settlement Statement
from another lender. Aim had a much better rate for my Freddie Mac Loan; but they
wanted to charge my credit card first ($450), for a second appraisal. I agreed verbally;
but never received an email to confirm this transaction. Latter I went on line, and was surprised by their negative reviews. How would you rate Aim Loan?
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.