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Annual home owners insurance cost on two similar homes (zip 33708)?

Hi,

Can some-one tell me roughly the difference in annual home owners insurance cost on two similar hypothetical homes, both 2500 sq.foot in zip 33708 (Redington Shores):
1. Home is elevated, with only garage and no living space on first floor, 2500 sq foot living space on second floor.
2. Home is not elevated - 2500 sq foot on 'first floor'.

I believe the first home should have a substantially lower home owners insurance, but I have no idea how much of a difference (annual) are we talking about?

Any help much appreciated -


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April 30 2009 - Redington Shores
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