Any Bank offering 30 year fixed at 4.5% with a maximum of $5000 in closing costs?$225000 Refiancing with cash out Loan----LTV80%-----Credit score 735------Property Appraised at $280000------Property in New York.Closing costs must include all points, origination fees, state taxes etc. etc.February 12 2009 - Babylon00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.