Replies (4)

- Brian Goetz, "bri_gets"
- Contributions:451
CMG Mortgage accepts EA2 approvals as long as the automated approval findings give you an appraisal waiver. Do you know if any of the past lenders you spoke with mentioned that an appraisal was required or not?
If no appraisal is needed, try CMG. It will take them about 60-90 days to close your loan, but at least they may do it.
If no appraisal is needed, try CMG. It will take them about 60-90 days to close your loan, but at least they may do it.

- JamesTheLion
- Contributions:2
Wow, thanks! I am pretty sure they were not going to need an appraisal... but I'll have to check my notes. That's a long turn around time, but I guess that is better than nothing!
Thanks, again!
Thanks, again!

- Brian Goetz, "bri_gets"
- Contributions:451
CMG does a lot of HARP loans that other lenders will not touch. (as you discovered already) Because of this, they have a TON of loans submitted to them and are super backed up. That is why it takes so long.
Good luck to you! Hopefully you can take advantage of HARP to lower your rate and payment.
Good luck to you! Hopefully you can take advantage of HARP to lower your rate and payment.

- user930332
- Contributions:1
Hi James
I am almost done refinancing and am an EA 2 and an appraisal was required. I found a lender...Embrace Home Loans. They have been the lowest rate I found and the man who is helping me is named Bob. He is very knowledgeable about HARP 2.0 and very friendly and attentive. In case you want to give him a call his number is 800-333-3004 Ext 3039. I am not associated with him in anyway, I've just had a great experience with him....and I have not with other people i've talked with.
I am almost done refinancing and am an EA 2 and an appraisal was required. I found a lender...Embrace Home Loans. They have been the lowest rate I found and the man who is helping me is named Bob. He is very knowledgeable about HARP 2.0 and very friendly and attentive. In case you want to give him a call his number is 800-333-3004 Ext 3039. I am not associated with him in anyway, I've just had a great experience with him....and I have not with other people i've talked with.




Any HARP 2.0 Refi in OH w/ EA2 Approval???
Thoughts?
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