Any chance of a guy with a poor FICO getting a home loan these days?I make $82,000 a year and have approximately $1100 worth of (honest) debt on my credit report that has yet to be repaid. When I say "honest" I mean that I actually do owe it to the creditors. However, there are a few accounts affecting my score that have, A. Gone to court and shown in my favor, B. Were paid in a timely manner yet still show an unpaid balance, or C. Were rightfully disputed and removed by the credit reporting agency only to be re-reported months later and replaced on my report. Should I pay off the remaining $1100? I've paid off alot so far and it has gotten me nowhere but where I started.Anyhow, is there hope for me or should I start collecting mud and straight sturdy logs? February 09 2009 - Apple Valley00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.