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Any good local lenders in Tampa Fl. area 33527 ?

We just want to refi on our current mortgage which is 6.375% backed by Fannie mae. We owe $208k. Need to do this with someone who would do a appraisal waiver.
3312 red ruffle ln dover fl 33527
  • September 30 2010 - Dover
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Answers (6)

Rich,
A lender will need to place you through a processing system called DU to see if you are eligible for an appraisal waiver under a program called DU REFI PLUS.  May I emphasize that all lenders will place you through this same Fannie Mae interface approval system & if your approval requires an appraisal, then you will need an appraisal.....

Hope this helps.
  • November 01 2010
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richinhim, you have posted several times in regard to getting a loan. have you contacted anyone yet?
  • November 01 2010
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Profile picture for mymortgagebrokerjoe
you dont necessarily need an appraisal waiver. it sounds like u may qualify for a fannie mae refi plus loan. u can borrow up to 105% of current appraised value.
  • November 01 2010
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richinHim2

There is some missing information we need.  The only way to find out if you get an appraisal waiver under the HARP program ( Home Affordable Refi Program is to pull your credit, and run it through DU ( Desktop Underwriting ).  If the findings say "property inspection waiver" then you're off the hook!



  • October 28 2010
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Profile picture for mymortgagebrokerjoe
you dont necessarily need an appraisal waiver. it sounds like u may qualify for a fannie mae refi plus loan. u can borrow up to 105% of current appraised value.
  • October 28 2010
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Check out Zillow Mortgage Marketplace and put your parameters in there.

  • September 30 2010
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