Any lenders doing piggyback mortgages with an IO option and bi-weekly pay?Such as 80/20 or 75/20/5 or are these kinds of mortgages extinct? No idea what options can come with a 40 yr (which would be preferred over a 30 yr) and can hardly find any rates online for them. Am also thinking about paying 2 points for a lower rate. Is this advisable? Are 50 yr mortgages only available in California? I have a 719 FICO score.March 24 2012 - Riverdale00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.