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There is no secret other than the Seller and their agent should have begun the process before the property was even listed. I am SFR certified and frankly I do not believe Sellers are well advised to consider a short sale in North Carolina a notorious bank friendly state. I believe that if Sellers would take the time to sit down with an attorney who specializes in real estate and discuss the matter fully, then 99% would to consider it. Sellers rarely realize they will likely have a deficiency judgment entered against them which lasts for 10 years and can be renewed indefinitely. The average length of time to receive a response in North Carolina is 148 days and as often as not the response is no. I will not represent buyers or sellers in short sales here in North Carolina and most agents who get involved have absolutely no idea what is require, or what to do and this contributes to the problem.Sellers would be better off either declaring bankruptcy or giving the house back to the bank in lieu of foreclosure. Buyers would be better off simply waiting for the home to be bank owned and then buy it.Take the SFR course for a better idea of what's involved and then avoid short sales and spend your time more productively.
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