Applying for a mortgage three years after a foreclosureI understand it takes three years after a foreclosure before you can apply for another mortgage (FHA). I am about five weeks away from the exact three year date. Does that mean I officially cannot begin any pre-qualifying until that exact date? I am just getting nervous because I am noticing home values skyrocket in my region and this three year rule is really impairing my ability to purchase a home while they are still relatively affordable.My credit is clean otherwise.Thank you.April 07 2013 - Brea00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.