Appraisal Transfer?I have a two week old appraisal. The house appraised at 85% LTV. I found another lender that can do a "piggy back" first mortgage and HELOC to get the refi done, but I don't want to pay for another appraisal. I've been told that a lender can't use another lenders appraisal. I looked over the HVCC and under "Portability of Appraisal" and read: "Q45. May an appraisal be transferred to a lender from a correspondent lender and, if so, under what circumstances? Yes, a lender may accept an appraisal from a correspondent lender that complies with the Code." How do I make this happen?July 18 2012 - Boise00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.