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1. Are you sure the taxes are lower because they tax rate it lower....or could it be that the taxes are lower because the are assessing on the unimproved value only?2. You have no control over the appraisal so you should not even concern yourself with that aspect of the purchase.3. If you're using a builder's contract you can rest assured the contract will not only be strongly in the builders favor, but it will also leave you with few ways out. If the builder contract does not have a appraisal provision that allows you to terminate the contract in the event the home doesn't appraise, then you will have to determine how bad you want the house and how much earnest money you're willing to lose if the appraisal comes in low.4 Stop worrying about Zillow's estimate as Zestimates are seldom even close to what actual values will be.5. If the builder's representative showed you sales comps, you can rest assured they were cherry picked to put the subdivision numbers in the best light. The builder's rep's job is to be as deep into your pockets as possible without scaring you off.6. My advice is to treat this purchase from a logical perspective, not an emotional perspective. If the numbers don't look right and the builder's contract is too far in their favor (and they always are), the advise the builder to change the contract and if they refuse, walk away.
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