Apr vs. interest rate?My lender gave me some numbers and I'm trying to understand them. He gave me an apr of 4.972 and interest rate of 4.875. What does this mean? And these are with 20% down in Kenosha, wi. This was from today, is this a good rate? Thanks so much, my head is spinning.August 20 2013 - Kenosha00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.