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Are ther any HARP refi otions for loans with PMI from PMI insurance company (defunct)?

I qualify as " EA level 2" under HARP, and have been declined by my current mortgage holder (Everhome) because of the EA2 rating , and Flagstar will not work with me because my mortgage is backed by a now PMI Insurance Company. Is there any bank out there that will work with me? HELP!
  • August 16 2012 - US
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Answers (3)

Profile picture for user8735611
 Michigan
  • August 16 2012
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What state is your property located?
  • August 16 2012
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Yes, PMI Insurance (defunct) is actually pretty easy to work with, and they will reissue on all HARP requests.   I have been able to complete several transcations with reissues from them.

For a period there was one glitch with them where if the policy was Lender Paid - Recurring, they were unable to convert to Borrower Paid, which did cause problems in that specific instance.  However they updated to allow this within the last 30 days.

Where is your property located?

  • August 16 2012
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