Profile picture for Cobrand Demo2

XYZ Brokerage

Email: david@xyzbrokerage.com

Phone: (206) 555-1234

Website: www.xyzbrokerage.com

Back to Results

Tools

Partner Tools


Are there any lenders who will finance a home loan to someone with a credit score less than 620?

Profile picture for goofymuck
  Flag content
Close
Report a Problem
Close
Content Flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
October 21 - US
RSS

Answers (5)

Profile picture for Silver84
Contributions: 170
I called a few lenders today and they said they can do FHA loans with a score of 550 or hight, BUT you cannot have any credit collections or charge offs in the last 3 years. Get a copy of all 3 of your credit reports and know exaclty what's there before you apply anywhere. Remember too many inquiries will also bring down your scores. You can get all 3 reports for free at https://www.annualcreditreport.com/cra/index.jsp Good luck.
  Flag content
Close
Report a Problem
Close
Content Flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
October 22
Profile picture for Wells Fargo Spokane
Mortgage Lender

Lender rating

View ratings and reviews

Contributions: 23
Zillow All-Star

Since October 2009

Some lenders will go as low as 600 for FHA.
  Flag content
Close
Report a Problem
Close
Content Flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
October 21
Profile picture for Nida M
Contributions: 249
Zillow All-Star

Since August 2009

goofymuck,

Try putting in a loan request and lenders will respond with different options.  You can decide which ones to contact to get more information.  You can also contact the lenders on these threads by clicking on their profile.

Good luck!
  Flag content
Close
Report a Problem
Close
Content Flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
October 21
Profile picture for goofymuck

Do you have any recommendations on a mortgage specialist?

  Flag content
Close
Report a Problem
Close
Content Flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
October 21
Profile picture for Voyagemtg.com
Mortgage Lender

Lender rating

View ratings and reviews

Contributions: 64
Zillow All-Star

Since August 2009

Yes there are lenders that go down to 580 credit. There are some lenders that don't require a credit score for there FHA loans. The rate is a little bit higher but definitely a good second option. I would contact a mortgage specialist to see if they can get you qualified.

  Flag content
Close
Report a Problem
Close
Content Flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
October 21
 

Have a question? Ask it here.

What's this?
Close

By starting a discussion, you can expect more of an interactive, back-and-forth experience where the conversation can go in many different directions.

Or start a discussion

 
Top Lenders
Ratings
Subscribe via RSS
  1. 5.0/5.0

    56 reviews
  2. 5.0/5.0

    90 reviews
  3. 5.0/5.0

    137 reviews
  4. 4.9/5.0

    57 reviews
  5. 4.7/5.0

    65 reviews
Need a Mortgage?

Zillow Mortgage Marketplace

  • Competitive rates
  • Accurate, custom quotes
  • Thousands of lenders

... and, it's free and anonymous

Get instant mortgage quotes
Estimated purchase price Current mortgage balance Desired loan amount
98104

Learn about Zillow Mortgage Marketplace

Zillow Poll:
Suggested by NJJensen
What area of the country will you retire in:
Be A Good Neighbor

Zillow® Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy

pageName