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Answers (3)
- William Metzker, "MrLiam"
- Contributions:209
Did you call the holder of the second and ask? Also, you might call the loss mitigation department of the first lienholder and see if you can refinance the first under HARP. At least the payment swould be less than now.
Another place to go is to a HUD-certified housing counselor. In your area, there's both the African American Aliance and Hacienda CDC. IN Washington County, it's Open Door CC. I forget the one in Vancouver. Anyway, a HUD housing counselor does this kind of work all day and can analyze your whole loan package and help find relief.
Another place to go is to a HUD-certified housing counselor. In your area, there's both the African American Aliance and Hacienda CDC. IN Washington County, it's Open Door CC. I forget the one in Vancouver. Anyway, a HUD housing counselor does this kind of work all day and can analyze your whole loan package and help find relief.
- aheigo
- Contributions:2
I talked to a mortgage rep, but he couldn't help me. He recommended I call the mortgage company, refinance my first and just paydown the principle or short sell it and buy something new. I called the mortgage company and was shot down. I guess I'm looking for an alternate answer for just the second.
- Dave Sutton, "Dave Sutton"
- Contributions:45
Talk to a good, local mortgage broker. My guess is that it's an uphill battle but I wouldn't rule it out. If you need some names, email me.
Are there any programs out there to refinance a second or home equity loan?
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