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A national lender in another state is offering me an interest rate that is .125% lower than the local bank where I have my savings. Is it better to go with a local bank in spite of this difference in rates?
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If I were you I would base my decision on service and price, If the out of state broker is offering you a lower rate and great service I would say go for it. It all depends on your comfort and trust level. Good Luck!
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