Profile picture for megstar

Are there still 100% financing loans available?

Are lenders offering decent 100% financing options anymore?  We want to buy, have stable income and decent credit but very little down payment.
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January 02 2009 - Burlington
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Answers (3)

Profile picture for sunnyview
I had heard no, but the lenders/broker on the mortgage forum can tell you for sure. You might try them by posting this same question here. They are up to date on all the programs and can tell you what types of loans are being written and with what requirements. Some of them may see your post in this forum, but if not try them in their own backyard. They are happy to help.
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January 02 2009
You will need 3% as a down payment, but if you have a good deal the seller may help you with your closing cost. Talk to your agent.
ICH
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January 02 2009
Profile picture for SlickPoetry
no, you basically need 3.5% down now, and that's to qualify for a FHA mortgage.

I believe if you're a veteran you can still get 0% down through the VA program.
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January 02 2009
 
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