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ASKING PRICE (from builder): $189,900 (let's say we offer and they approve $165,000)FIRST TIME BUYERSDOWN PAYMENT AMOUNT: $7000 (OR $8000 IF NECESSARY)GOOD CREDIT SCORE&FAIR CREDIT SCORE (two of us)BEAUMONT, TX AREAANNUAL INCOME FOR 2: $76,000MONTHLY DEBT: $1000 (including student loans, car loan, and credit cards)
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