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Arizona - Can i get a loan?

Hello everyone

Here is my situation

computer programmer - 11+ years

2012 took the whole year off

2013 - worked all year

roughly 120k gross

first 2 months, 17k 1099

next 8 months, 85k w2

last 2 months, 17k corp to corp


I incorporated during the last 2 months of the year and moved from california to phoenix arizona taking a temporary contract @ corp to corp

2014 I have been working now for 3 months @ roughly 35k, corp to corp long term contract

I can provide 1 year tax return for 2013 and can put 5 to 10% down

Would like to buy a house @ no more than 200k

I have found 1 house at the moment @ 140k can put down 10%, would like to submit offer but need pre approval letter.

Until now i did not realize how important documentation would become.

FYI credit score 680

would i be able to get a mortgage loan?

  • July 19 2014 - US
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Answers (1)

Profile picture for GMerino
Hello, if you would like to discuss your scenario please reach out to me through my profile.
  • July 20 2014
  • 0Yes

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